Riskgrove Platform
Stateless API: one call, one risk score, 40ms median latency. Drop it behind your payment gateway before the auth completes.
Architecture
The scoring call fires before your authorization request completes. Your gateway waits on the risk score before deciding.
The Riskgrove API call adds <40ms to your authorization path. No persistent connection required.
Capabilities
Each module targets a distinct fraud class. The API response includes a composite score and the top contributing signals from each active module.
Module 01
Device fingerprint mismatch analysis, credential reuse velocity, session behavior anomalies, and behavioral biometric signals evaluated against a rolling 90-day baseline per account identity.
ATO detection detailsModule 02
Multi-card velocity scoring across device fingerprints, merchant category codes, and 5-minute to 24-hour time windows. Identifies coordinated probe behavior that per-card rate limits cannot surface.
Card testing detection detailsModule 03
Multi-dimensional rate analysis across entity pairs: card-device, card-merchant, user-IP, and BIN-device. Evaluates cross-entity transaction density in rolling windows from 60 seconds to 7 days.
Payment fraud detailsPerformance
Results from 6 customers over 90 days. Individual results vary by transaction mix and fraud exposure.
<40ms
Median scoring latency (p50)
48%
Avg false positive reduction in pilot cohort
200+
Signals evaluated per scoring request
1
API endpoint to integrate for all modules
Integrations
Riskgrove receives transaction data from your existing gateway or PSP. No rerouting required.
Ready to integrate?
Most teams complete the initial integration in under a day. We'll walk through your authorization flow in the first call.